Reach Out To Us Today: Greater Ogden 801-658-6901 | Greater Salt Lake 801-658-6901
Debt can quickly become overwhelming, affecting not just your finances but your peace of mind and your family’s well-being. At BDJ Express Law, we understand how stressful financial hardship can be—and we’re here to help you find a real path forward.

Many people delay seeking help because of fear or misinformation. The truth is, bankruptcy is a legal tool designed to give individuals and businesses relief from overwhelming debt. When you work with a Bankruptcy Attorney from BDJ Express Law Firm, we help you:
Our goal is to give you clarity, not confusion—so you can make the best decision for your situation.
We provide comprehensive bankruptcy solutions tailored to your needs:
Eliminate qualifying debts and get a fresh financial start. This option is ideal for individuals who need to discharge unsecured debts.
Restructure your debt into a manageable repayment plan, allowing you to keep your assets while catching up on payments.
A solution for businesses or individuals with more complex financial situations who need to reorganize their debts.
Choosing the right attorney can make a significant difference in your outcome. At BDJ Express Law, we offer:
Attorney Brian D. Johnson is recognized for his knowledge in bankruptcy law and is committed to helping clients regain control of their financial lives.

We make the bankruptcy process as smooth and stress-free as possible:
Discuss your financial situation and available options
Identify the best path forward
Handle all paperwork accurately and efficiently
Help you move forward with confidence
In many cases, yes. Bankruptcy is designed to help individuals and businesses overcome serious debt challenges. The right option depends on your specific financial circumstances.
Chapter 7 focuses on eliminating eligible debts, while Chapter 13 allows you to reorganize your debts into a structured repayment plan.
Not necessarily. Many assets are protected under exemption laws, and in many cases, clients are able to keep their home, car, and personal belongings.
Yes. Filing for bankruptcy can often put an immediate stop to foreclosure proceedings and repossession efforts.
Costs vary depending on the type of case, but we offer flexible payment options to make the process accessible.
While bankruptcy does impact your credit, many people begin rebuilding their credit sooner than expected—often within a couple of years.
Yes, depending on your situation and timing. We can evaluate your case and explain your options.
In most cases, your employer will not be notified unless there is a wage garnishment involved.
If only one spouse files, the other spouse’s credit is generally not directly affected, though joint debts may still be a factor.
Yes. Many people are able to obtain new credit after bankruptcy, but it’s important to do so responsibly.

Attorney Brian D. Johnson and our entire legal team are here to help you. Call today at 801-512-2613 in Ogden or at 801-512-2613 in the Salt Lake City area. You can also email us to schedule a free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.