Too many people waste money trying to find the right lawyer again and again. After all, finding the right lawyer can be the key to having a successful, less-expensive divorce. Family Law cases tend to be the most difficult to handle. Most often you are fighting to keep your home or for your rights to […]
Do You Need an Ogden Divorce Lawyer? The Answer Could Be Yes
One of the first questions you’ll have to ask when it comes to divorce is, Do I need an Ogden Divorce Lawyer? It’s not an easy question to answer. Most likely it will depend on what state you live in and your particular situation. Overall, the less you have to rely on the court system […]
WHAT HAPPENS AFTER I FILE BANKRUPTCY IN UTAH?
So you have filed for bankruptcy. You have reaped the benefits of your decision. You are no longer in bankruptcy and you are finally able to start fresh. What happens now? Is it possible to “bounce back” or “repair your finances?” For how long will your credit score be affected? These are important questions that […]
DISPOSABLE INCOME AND UTAH BANKRUPTCY
You may hear the term ‘disposable income’ thrown around by your Draper bankruptcy attorney during the course of your preparation and filing for bankruptcy. It is potentially confusing; if you had disposable income, why would you file for bankruptcy in the first place? However, disposable income is not simply extra money, and even with a […]
HOW CAN FILING CHAPTER 13 BANKRUPTCY SAVE MY HOME?
The threat of foreclosure can be devastating. What happens now? What will we do if we lose our home? Where else can we live? What can we do to save our home? These questions may seem daunting at first, but if your financial situation is dire, bankruptcy may be your best and most effective option. […]
IS CHAPTER 13 BANKRUPTCY RIGHT FOR YOU?
Very soon after making the decision to file for bankruptcy, you must decide which type of bankruptcy you would like to file. In some cases, this may seem like a no-brainer; people with no income or those in massive debt should file a Chapter 7. For those who are in less dire situations, however, it […]
DO I QUALIFY FOR CHAPTER 7 BANKRUPTCY?
When most people think of bankruptcy, they think of a Chapter 7. This is the type of bankruptcy that, using liquidation of assets, effectively cancels most debt. Though things like student loans and debts to the IRS are not wiped away, Chapter 7 bankruptcy is the quickest and most complete erasure of debt available. However, […]
WHAT CHAPTER 13 BANKRUPTCY CAN DO FOR YOU
As you may already know, an individual — or a jointly filing couple — has access to two different types of bankruptcy. These bankruptcy types, called ‘chapters,’ are wildly different in execution. While the general goal of both types of bankruptcy is to get on top of crippling debt, Chapter 13 bankruptcy is the most […]
WHAT WILL CHAPTER 7 BANKRUPTCY DO TO MY CREDIT?
One of the most common concerns expressed by potential clients is whether or not a Chapter 7 will ruin one’s credit. While the answer is no, it will not ruin one’s credit, it does have an effect. Your decision to file a 7 may depend on whether or not the effects are more beneficial than […]
WHAT HAPPENS TO MY ASSETS IN A CHAPTER 7 BANKRUPTCY?
Filing a Chapter 7 can seem like a difficult and dangerous task, especially to those who do have assets to their names. You might be worried about your home or your vehicle, or perhaps you are simply worried about heirlooms; without the requisite information, things like “liquidation of assets” might be enough to scare you […]