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Reach Out To Us Today: Greater Ogden 801-658-6901 | Greater Salt Lake 801-658-6901
Yes, a power of attorney can be used at a real estate closing when the principal can't attend, but the document must be properly drafted, notarized, accepted by the lender and title company, and recorded where required. In Texas, a durable power of attorney used for a recordable…
You're three years into a Chapter 13 plan in Utah. Your paycheck feels spoken for before it arrives, the car needs repairs, and one missed payment has already brought a warning from the trustee. You keep thinking, “Chapter 13 ruined my life.” Filing was supposed to create breathing…
A notarized power of attorney does not have a universal expiration date tied to the notarization itself. In most U.S. jurisdictions, it remains valid until the principal dies, revokes it, or the document states an earlier termination event. The popular advice is usually wrong because it treats the…
A parent watches a grocery card decline at the checkout because a creditor's levy has reached the bank account. A small-business owner discovers that the operating account is locked just before payroll is due. A retiree sees a Social Security deposit sitting in an account, but the bank…
Yes. Filing a Chapter 13 petition triggers the federal automatic stay and immediately pauses most foreclosure activity. That protection is only the beginning, though, because you must cure the mortgage arrears through a 3-to-5-year repayment plan and keep the ongoing mortgage current to keep the home. You may…
A remarried parent in Salt Lake County may believe a standard will has covered the important points: the surviving spouse should have financial security, each child should be treated fairly, and the family home should stay available. The trouble starts when the will is read alongside the deed,…
There is no legal waiting period to finance a vehicle after a Chapter 7 bankruptcy discharge, but mainstream lenders typically prefer 12 to 24 months of rebuilt credit before offering competitive rates. Borrowers who apply immediately commonly face APRs around 10% to 25%, with many recent discharge borrowers…
In the United States, a notary may be able to notarize a will-related document, but notarization usually isn't what makes the will valid. Louisiana is the only state identified in a 2026 legal survey as requiring notarization for a will, while the other 43 surveyed states don't make…
Yes, filing for bankruptcy can affect your spouse, but it usually does not damage their credit file because you filed. The exposure comes from joint debts, co-signed accounts, and property the law treats as shared. A Utah couple often reaches this question at the kitchen table after months…
A financial power of attorney cannot override a living will because they control different things, and a healthcare power of attorney only steps in when the living will is silent or unclear on the exact medical decision. If the living will speaks clearly, that written instruction controls, and…
