Reach Out To Us Today: Greater Ogden 801-658-6901 | Greater Salt Lake 801-658-6901
Reach Out To Us Today: Greater Ogden 801-658-6901 | Greater Salt Lake 801-658-6901
You’re in the middle of your Chapter 13 plan, just trying to make your payments and keep your head down. Then, the unexpected happens: you find out you’re receiving an inheritance. What should be a moment of relief immediately turns into pure panic. Your mind starts racing: “Do…
Yes, you can withdraw money before filing bankruptcy, but this is one of the most high-risk and misunderstood steps you can take.
If you cash out retirement during Chapter 13, the trustee may claim the withdrawn funds, require a plan modification, or increase your monthly payment—especially in Utah, where courts treat retirement withdrawals as disposable income unless narrowly justified. This applies whether you withdraw funds before filing or during the…
You’re probably looking at Chapter 13 for one big, scary reason: to stop a foreclosure, a car repossession, or a wage garnishment from a judgment. You know the bankruptcy stops them for now. But then you hear this word: “lien.“ A panic sets in. “Does the bankruptcy actually…
Generally, yes, your corporation’s bank accounts are protected if you file for personal bankruptcy. The law treats a corporation as a separate legal entity, meaning its money is not considered your personal property for the trustee to take. But for a business owner, this is one of the…
Yes, you can absolutely include past-due utility bills in a Chapter 13 bankruptcy. When you’re drowning in debt, the fear of getting your lights, water, or gas shut off is one of the worst feelings in the world. It’s not like a credit card bill you can ignore…
You know you need bankruptcy to get a fresh start, but you have one major, crippling fear: losing your job. You worry that if your employer finds out, they’ll judge your financial situation or look for an excuse to terminate your employment. Your question is simple: “Does the…
This is one of the biggest fears people have after the bankruptcy is over. You’ve gone through the whole stressful process to get a fresh start, and now you just need a place to live. But that word—bankruptcy—feels like a giant red flag you have to carry around….
You have a career that depends entirely on your security clearance. This is the highest-stakes financial question you can ask, because your biggest fear is that filing bankruptcy will be seen as an automatic act of irresponsibility that costs you everything. You’re asking: “Am I sacrificing my entire…