Reach Out To Us Today: Greater Ogden 801-658-6901 | Greater Salt Lake 801-658-6901
Reach Out To Us Today: Greater Ogden 801-658-6901 | Greater Salt Lake 801-658-6901
Getting hit with a court judgment can feel like the final nail in the coffin. The creditor won, the judge signed the order, and now it feels like there’s nowhere left to run. You’re probably wondering, "Is it too late? Can I still file for bankruptcy after a…
If you're staring at a lawsuit summons while already buried in debt, it feels like you're fighting a battle on two fronts. The question is, can you actually file for bankruptcy with a pending lawsuit in Utah? Is it even an option? The answer is a clear and…
Yes, filing for bankruptcy can almost instantly stop most lawsuits in Utah. This powerful protection comes from a federal provision called the automatic stay, which acts like a legal pause button on nearly all creditor actions—including active court cases—the moment you file your petition. How Bankruptcy Immediately Halts…
Let's get right to it: Yes, you can absolutely discharge medical bills in bankruptcy. The law treats medical debt just like a credit card balance or a personal loan, making it one of the most common types of debt wiped out in a bankruptcy filing. It’s a legal,…
When you filed for Chapter 13, you probably felt a huge wave of relief. The constant calls stopped, the foreclosure notices paused, and you finally had a plan. But then a new legal document lands in your mailbox: a Motion for Relief from Stay. The panic can set…
When you file for bankruptcy, your case will end in one of two ways: dismissal or discharge. It’s a fork in the road with two starkly different destinations. Think of it as a pass/fail grade for your case. A discharge is the outcome you’re working toward—it’s a legal…
Navigating bankruptcy can feel like learning a whole new language, but the part about the 502 Bankruptcy Code in Utah is simpler than it sounds. Think of it as the legal rulebook the court uses to sort through all the IOUs. Its entire job is to figure out…
If you’ve ever heard people talking about “Chapter 13 loopholes,” it usually sounds like they’re referring to some secret hack that only bankruptcy experts know. In reality, there aren’t secret tricks hiding inside the law. What people call “loopholes” are actually built-in protections that help you get back…
Let's get straight to it: yes, payday lenders absolutely can and do sue borrowers in Utah for unpaid loans. It's a question we hear all the time. When you took out that loan, you signed a legally binding contract. If you fall behind, the lender has every legal…
This is one of the most common questions I hear, and it’s usually rooted in a big misconception. People think there's a secret dollar amount, some magic number of debt you have to hit before you're "allowed" to file for bankruptcy in Utah. Let’s clear this up right…
